1827 W Cohoctah Rd, Cohactah, MI 48855

Public Foreclosure Notice

Foreclosure Notice (Livingston County) MORTGAGE SALE – Default has been made in the conditions of a certain mortgage made by Jean R. Simpson, survivor of herself and her deceased husband Colin D. Simpson to Comerica Bank, Mortgagee, dated January 26, 2007, and recorded on February 14, 2007, in Instrument Number 2007R-005888, Livingston County Records, Michigan. Said mortgage executed in the original amount of $100,000.00. The mortgagee's interest is now held by CIRAS, LLC, recorded in instrument number 2025R-020081, Livingston County records, Michigan on which mortgage there is claimed to be due at the date hereof the sum of one hundred seventy seven thousand, nine hundred sixty three dollars and ten cents ($127,963.10), including interest through April 10, 2026 at 14% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, at the main entrance to the Livingston County Circuit Court, 204 S. Highlander Way, in the city of Howell, Livingston County, Michigan, at 10:00 o'clock a.m., on Wednesday, June 3, 2026. Said premises are situated in the Township of Cohoctah, County of Livingston, State of Michigan, and are described as: Part of the Northwest 1/4 of Section 11, Town 4 North, Range 4 East, Cohoctah Township, Livingston County, Michigan, more particularly described as follows: Commencing at the Northwest corner of said Section 11, thence along the centerline of Cohoctah Road (66 foot wide Right of Way) and the North line of said Section 11, South 89 degrees 39 minutes 55 seconds East (previously described as East), 360.00 feet to the point of beginning of the Parcel to be described; thence continuing along the centerline of Cohoctah Road (66 foot wide Right of Way) and the North line of said Section 11, South 89 degrees 39 minutes 55 seconds (previously described as East), 578.02 feet; thence South 00 degrees 23 minutes 40 seconds East (previously described as South 00 degrees 43 minutes 45 seconds East), 1,508.24 feet; thence North 89 degrees 42 minutes 45 seconds West, 578.02 feet; thence North 00 degrees 23 minutes 39 seconds West (previously described as North 00 degrees 48 minutes 44 seconds West), 1,508.72 feet to the point of beginning, and subject to the rights of the public over the existing said Cohoctah Road. Also subject to and including use of a 66 foot wide Easement for Ingress, Egress, And Public Utilities, as described below. 66 FOOT WIDE EASEMENT FOR INGRESS, EGRESS, AND PUBLIC UTILITIES: Part of the Northwest 1/4 of Section 11, Town 4 North, Range 4 East, Cohoctah Township, Livingston County, Michigan, more particularly described as follows: Commencing at the Northwest corner of said Section 11, thence along the centerline of Cohoctah Road (66 foot wide Right of Way) and the North line of said Section 11, South 89 degrees 39 minutes 55 seconds East (previously described as East) 538.91 feet to the point of beginning of the Easement to be described; thence continuing along the centerline of Cohoctah Road (66 toot wide Right of Way) and the North line of said Section 11, South 89 degrees 39 minutes 55 seconds East, (previously described as East) 66.00 feet; thence South 00 degrees 20 minutes 05 seconds West, 416.30 feet; thence South 85 degrees 58 minutes 44 seconds East, 111.36 feet; thence South 02 degrees 27 minutes 13 seconds West 272.64 feet; thence due South, 812.07 feet; thence North 89 degrees 42 minutes 45 seconds West, 66.00 feet; thence due North, 813.49 feet; thence North 02 degrees 27 minutes 13 seconds East, 210.03 feet; thence North 85 degrees 58 minutes 44 seconds West, 109.02 feet; thence North 00 degrees 20 minutes 05 seconds East, 478.19 feet to the point of beginning. Commonly Known As: 1827 W Cohoctah Rd., Cohoctah, MI 48816 The redemption period shall be __6__ months from the date of such sale, unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Livingston County, starting promptly at 10:00 a.m., on June 3, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. If the property is sold at a foreclosure sale under this chapter, under section 3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 4/28/202 6 CIRAS, LLC, Mortgagee c/o Kenneth A. Tardie, Attorney for Mortgagee Kenneth A. Tardie (P-25044), Attorney 18 First Street Mt. Clemens, MI 48043 (05-03)(05-24)