501 Keyte St, Owosso, MI 48867

Public Foreclosure Notice

SHORT FORECLOSURE NOTICE – SHIAWASSEE COUNTY Notice of Foreclosure by Advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Shiawassee County, starting promptly at 10:00 AM, on April 15, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. MORTGAGE: Mortgagor(s): Andre Kraiger and Kris Kraiger, husband and wife Original Mortgagee: Countrywide Home Loans, Inc. Date of mortgage: December 1, 2003 Recorded on January 6, 2004, Liber 1053, on Page 587, and re-recorded via Loan Modification recorded on April 23, 2019 in Liber 1256, on Page 597 Foreclosing Assignee (if any): Wilmington Savings Fund Society, FSB, as Owner Trustee of the Residential Credit Opportunities Trust IX-A Amount claimed to be due at the date hereof: Forty-Four Thousand Nine Hundred Twenty-Three and 57/100 Dollars ($44,923.57) Mortgaged premises: Situated in Shiawassee County, and described as: Lots 13 & 14, Block 2, Including 1/2 of vacated adjacent alley thereof of the Plat of M. Keyte`s Maple Ridge Heights Addition to the City of Owosso, as recorded in Liber 1 of Plats on Page 25, Shiawassee County Records. Commonly known as 501 Keyte St, Owosso, MI 48867 The redemption period will be 12 month from the date of such sale, unless abandoned under MCL 600.3241a, in which case the redemption period will be 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later; or unless extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 32 of Act 236 of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Wilmington Savings Fund Society, FSB, as Owner Trustee of the Residential Credit Opportunities Trust IX-A Mortgagee/Assignee Schneiderman & Sherman P.C. 23938 Research Dr, Suite 300 Farmington Hills, MI 48335 248.539.7400 (03-17)(04-07)