10378N N Cedar Dr, Grand Haven, MI 49417

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Ottawa County, starting promptly at 10:00 AM, on January 15, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): James Floyd Payne II, and Heather Lynne Payne, husband and wife Original Mortgagee: Great Lakes Mortgage and Investment Foreclosing Assignee (if any): PNC Bank, National Association, successor by merger to National City Bank Date of Mortgage: April 27, 2007 Date of Mortgage Recording: May 3, 2007 Amount claimed due on date of notice: $128,007.70 Description of the mortgaged premises: Situated in Charter Township of Grand Haven, Ottawa County, Michigan, and described as: Part of the Northwest Fractional 1/4 described as commencing on the centerline of North Cedar Drive at a point beginning South 52 degrees East 691 feet from said intersection of said drive with the West Section line; thence South 52 degrees East 125 feet; thence South 32 degrees West 225 feet; thence North 52 degrees West 125 feet; thence North 32 degrees East 225 feet to the point of beginning, Section 1, Town 7 North, Range 15 West, Robinson Township, Ottawa County, Michigan. Common street address (if any): 10378N N Cedar Dr, Grand Haven, MI 49417-9720 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: December 11, 2025 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 1579612 (12-11)(01-01)