2630 E. Grand River Ave, Howell, MI 48843

Public Foreclosure Notice

NOTICE OF MORTGAGE SALE ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Livingston County, starting promptly at 10:00 a.m. on January 14, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. DEFAULT having been made in the conditions of a certain Mortgage made on June 14, 2022, by AJCSV LLC, a Texas limited liability company, given by it to Michigan State University Federal Credit Union, of 3777 West Road, East Lansing, Michigan 48823, as Mortgagee, and recorded on July 1, 2022, in the office of the Register of Deeds for Livingston County, in Instrument Number 2022R-018517; on which Mortgage there is claimed to be due and unpaid, as of the date of this Notice, the sum of Four Million Seven Hundred Thirty-Two Thousand Eight Hundred Sixteen and 60/100 Dollars ($4,732,816.60); and no suit or proceeding at law or in equity having been instituted to recover the debt or any part thereof secured by said Mortgage, and the power of sale in said Mortgage having become operative by reason of such default; NOTICE IS HEREBY GIVEN that on Wednesday, January 14, 2026 at 10:00 o'clock in the forenoon, at the main entrance to the Livingston County Courthouse in the City of Howell, County of Livingston, Michigan, that being one of the places for holding the Circuit Court for Livingston County, there will be offered for sale and sold to the highest bidder or bidders at public auction or venue for purposes of satisfying the amounts due and unpaid on said Mortgage, together with all allowable costs of sale and includable attorney fees, the lands and premises in said Mortgage mentioned and described as follows: SITUATED IN THE TOWNSHIP OF GENOA, COUNTY OF LIVINGSTON, STATE OF MICHIGAN: Part of the Northwest fractional 1/4 and the Northeast fractional 1/4 of Section 6, Town 2 North, Range 5 East, Township of Genoa, Livingston County, Michigan, described as follows: Commencing at the East 1/4 corner of said Section 6; thence North 02 degrees 17 minutes 07 seconds East along the East line of said Section, 594.63 feet t:o the centerline of Grand River Avenue; thence North 60 degrees 39 minutes 00 seconds West along said centerline, 2381.67 feet to the P.I. of said centerline; thence continuing .along said centerline North 60 degrees 06 minutes 45 seconds West, 224.71 feet:; thence South 29 degrees 41 minutes 36 seconds West, 289.33 feet to the point of beginning of the parcel to be described; thence South 60 degrees 33 minutes 15 seconds East, 18.00 feet; thence South 29 degrees 41 minutes 36 seconds West, 373.99 feet; thence North 70 degrees 44 minutes 43 seconds West, 11.82 feet; thence North 41 degrees 34 minutes 10 seconds West, 256.11 feet; thence North 79 degrees 03 minutes 54 seconds West, 162.46 feet; thence North 29 degrees 41 minutes 36 seconds East, 586.68 feet to the Southerly right-of way of Grand River Avenue; thence along said right of-way, South 60 degrees 06 minutes 45 seconds East, 211.40 feet; thence continuing along said right:-of-way line, along an arc left, having a length of 3.60 feet, a radius of 85,993.70 feet, a central angle of 00 degrees 00 minutes 09 seconds and a chord which bears South 60 degrees 06 minutes 50 seconds East, 3.60 feet; thence South 29 degrees 41 minutes 36 seconds West 250.00 feet; thence South 60 degrees 10 minutes 24 seconds East, 175.00 feet: thence: North 29 degrees 41 minutes 36 seconds East, 10.49 feet to the point of beginning. EXCEPTING the Northeasterly 20 feet and parallel to Grand River Avenue. EASEMENT PARCEL A non-exclusive easement for ingress and egress being a part of the Northeast fractional 1/4 of Section 6, Town 2 North, Range 5 East Michigan, described as follows: Commencing at the East 1/4 corner of said Section 6; thence North 02 degrees 17 minutes 07 seconds East along the East line or said Section, 594.63 feet to the centerline of Grand River Avenue; thence North 60 degrees 39 minutes 00 seconds West along said centerline, 2381. 67 feet to the P.I. of said centerline; thence continuing along said centerline, North 60 degrees 06 minutes 45 seconds West, 224. 71 feet; thence South 29 degrees 41 minutes 36 seconds West, 49.82 feet to the Southerly right of way line of said Grand River Avenue; thence North 60 degrees 10 minutes 24 seconds West, 175.00 feet along said right of way line to the point of beginning; thence South 29 degrees 41 minutes 36 seconds West, 230.00 feet; thence South 21 degrees 33 minutes 59 seconds East, 60.37 feet; thence South 60 degrees 10 minutes 24 seconds East, 148.00 feet; thence South 29 degrees 41 minutes 36 .seconds West, 30.00 feet; thence North 60 degrees 10 minutes 24 seconds West, 145.47 feet; thence North 15 degrees 14 minutes 24 seconds West1 70.79 feet; thence North 60 degrees 10 minutes 24 seconds West, 52.53 feet; thence North 29 degrees 41 minutes 36 seconds East, 250.00 feet to the Southerly right of way line of Grand River Avenue; thence South 60 degrees 06 minutes 45 seconds East along said right of way line, 51.40 feet thence Southeasterly along .an arc left, having a length of 3.60 feet1 a radius of 85,993.70 feet, a central angle of 00 degrees 00 minutes 09 seconds and a chord which bears South 60 degrees 06 minutes 50 seconds East, 3.60 feet to the point of beginning. STORM SEWER EASEMENT Part of the Northeast fractional 1/4 and Northwest fractional 1/4 of Section 6, Town 2 North, Range 5 East, Michigan, the centerline being described as follows: Commencing at the East 1/4 corner of said Section 6; thence North 02 degrees 17 minutes 07 seconds East along the East line of said Section, 594.63 feet to the centerline of Grand River avenue; thence North 60 degrees 39 minutes 00 seconds West along said centerline, 2381.67 feet to the P.I. of said centerline; thence continuing along said centerline, North 60 degrees 06 minutes 45 seconds West, 224.71 feet; thence South 29 degrees 41 minutes 36 seconds West, 289.33 feet; thence South 60 degrees 33 minutes 15 seconds East, 18.00 feet; thence South 29 degrees 41 minutes 36 seconds West, 178.00 feet to the point of beginning of a 30 foot wide easement for storm and sewer construction and usage; thence North 25 degrees 00 minutes 00 seconds West, 40.00 feet; thence North 19 degrees 26 minutes 40 seconds West, 219.97 feet; thence North 12 degrees 23 minutes 00 seconds West, 285.00 feet; thence North 60 degrees 18 minutes 24 seconds West, 18.00 feet to the point of ending of said centerline. RETENTION POND EASEMENT A part of the Northeast fractional 1/4 of Section 6, Town 2 North, Range 5 East, Michigan, described as follows: Commencing at the East 1/4 corner of said Section 6; thence North 02 degrees 17 minutes 07 seconds East along the East line of said Section, 594.63 feet to the centerline of Grand River Avenue; thence North 60 degrees 39 minutes 00 seconds West along said centerline, 2381.67 feet to the P.I. of said centerline; thence continuing along said centerline, North 60 degrees 06 minutes 45 seconds West, 224.71 feet; thence South 29 degrees 41 minutes 36 seconds West, 289.33 feet; thence South 60 degrees 33 minutes 15 seconds East, 18.00 feet; thence South 29 degrees 41 minutes 36 seconds West, 170.00 feet to the point of beginning of the parcel to be described; thence South 60 degrees 18 minutes 24 seconds East, 155.00 feet; thence South 29 degrees 41 minutes 36 seconds West, 175.44 feet; thence North 70 degrees 44 minutes 43 seconds West, 157.61 feet; thence North 29 degrees 41 minutes 36 seconds East, 203.99 feet to the point of beginning. Commonly known as: 2630 E. Grand River Ave., Howell, Michigan 48843 Parcel Number: 4711-06-200-061 The period within which the above premises may be redeemed shall expire six (6) months from the date of sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. This notice is from a debt collector. Dated: December 9, 2025 MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION of East Lansing, Michigan, Mortgagee FOSTER, SWIFT, COLLINS & SMITH, P.C. Benjamin J. Price Attorneys for Mortgagee 313 S. Washington Square Lansing, MI 48933 (517) 371-8253 (12-14)(01-11)