13128 Burgess Rd, Riley, MI 48041

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Saint Clair County, starting promptly at 1:00 PM, on October 9, 2025. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Mary John, a married woman and Richard Kramp, a married man, joint tenants with rights of survivorship Original Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for lender and lender's successors and/or assigns Foreclosing Assignee (if any): MIDFIRST BANK Date of Mortgage: December 24, 2009 Date of Mortgage Recording: December 30, 2009 Amount claimed due on date of notice: $117,760.76 Description of the mortgaged premises: Situated in Township of Riley, Saint Clair County, Michigan, and described as: Part of the Northeast 1/4 of the Southeast 1/4, Section 19, Town 6 North, Range 14 East, described as: Commencing at the East 1/4 corner of said Section 19, thence South 0 degrees 13 minutes 43 seconds East 1352.97 feet along the East line of said Section 19, thence North 88 degrees 45 minutes 57 seconds West 934.30 feet along with the South line of said Northeast 1/4 of the Southeast 1/4 Section 19 to the point of beginning, thence continuing North 88 degrees 45 minutes 57 seconds West 289.30 feet along said South line Northeast 1/4 of the Southeasterly 1/4 Section 19, thence North 0 degrees 13 minutes 43 seconds West 492.19 feet parallel with said East line Section 19, thence South 89 degrees 01 minutes 43 seconds East 289.27 feet, thence South 0 degrees 13 minutes 43 seconds East 493.51 feet parallel with said East line Section 19 to the point of beginning. Common street address (if any): 13128 Burgess Rd, Riley, MI 48041-2812 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a; or, if the subject real property is used for agricultural purposes as defined by MCL 600.3240(16). If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: September 10, 2025 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (09-10)(10-01)