736 Brown City Rd, Imlay City, MI 48444

Public Foreclosure Notice

ROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS, PLLC, MAY BE DEEMED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT 13010 Morris Road, Suite 450, Alpharetta, GA 30004 ph:470-321-7112 Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in LAPEER County, starting promptly at 9:30 am on August 19, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): JEROME D. CARTER AND THERESA L. CARTER. Default has been made in the conditions of a Mortgage made by JEROME D. CARTER AND THERESA L. CARTER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS MORTGAGEE, AS NOMINEE FOR FIRST FRANKLIN A DIVISION OF NATIONAL CITY BANK, for a mortgage dated August 04, 2006, and recorded on August 30, 2006, in Liber 2194 Page 783 in the Lapeer County Register of Deeds. Said mortgage was assigned by said Mortgagee to WELLS FARGO BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2006-FF15 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-FF15, as documented by an assignment dated August 15, 2011, and recorded on August 23, 2011, in Liber 2515, at Page 162 in the LAPEER County Register of Deeds, on which Mortgage there is claimed to be due at the date hereof the sum of $148,615.23. Under the power of sale contained in said Mortgage and the statute in such case made and provided, notice is hereby given that said Mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, at the place of holding the Circuit Court within LAPEER County, Michigan on August 19, 2026 at 9:30 am. Said premises are located in the city of IMLAY CITY in LAPEER County, Michigan and are described as: THE FOLLOWING DESCRIBED PREMISES SITUATED IN THE TOWNSHIP OF IMLAY, COUNTY OF LAPEER AND STATE OF MICHIGAN, TO-WIT: PART OF THE SOUTHWEST 1/4 OF THE SOUTHWEST 1/4 OF SECTION 1, TOWN 7 NORTH, RANGE 12 EAST, IMLAY TOWNSHIP, LAPEER COUNTY, MICHIGAN, DESCRIBED AS: BEGINNING AT A POINT ON THE WEST LINE OF SECTION 2, TOWN 7 NORTH, RANGE 12 EAST, NORTH 01°08'15" WEST 495.00 FEET FROM THE SOUTHWEST CORNER OF SAID SECTION 2; THENCE EXTENDING ALONG SAID WEST LINE, NORTH 01°08'16" WEST 165.00 FEET; THENCE NORTH 87°58'05" EAST 1324.84 FEET; THENCE SOUTH 01°03'53" EAST 165.00 FEET; THENCE SOUTH 87°58'05" 1324.63 FEET TO THE POINT OF BEGINNING. Property Address: 736 BROWN CITY RD., IMLAY CITY, MI 48444 Tax ID No. 44-011-002-011-20 The redemption period shall be Six (6) months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If this property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the Mortgage sale or to the Mortgage holder for damaging the property during the redemption period. WELLS FARGO BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE FIRST FRANKLIN MORTGAGE LOAN TRUST 2006-FF15 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-FF15, Mortgagee/Assignee July 22, 2026 ROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS, PLLC Attorney for Mortgagee/Assignee 13010 Morris Road, Suite 450 Alpharetta, GA 30004 Telephone: 470-321-7112 Facsimile: 404-393-1425 Service Email: MIFCLTeam@raslg.com (07-22)(08-12)