416 E RIVER RD, Muskegon, MI 49445

Public Foreclosure Notice

FORECLOSURE NOTICE Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Muskegon County, starting promptly at 11:00 AM, August 7, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Joseph B. Laban II, A Single man to Mortgage Electronic Registration Systems, Inc. as Mortgagee, as Nominee for Quicken Loans, LLC, its successors, and assigns, Mortgagee, dated May 17, 2021, and recorded on June 28, 2021, in Liber 4266, Page 42, Muskegon County Records, said mortgage was assigned to Carrington Mortgage Services, LLC by an Assignment of Mortgage dated May 20, 2025 and recorded May 20, 2025 in Liber 4387, Page 12, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Thirty-Five Thousand Thirty-Four and 10/100 ($235,034.10) including interest at the rate of 2.25000% per annum. Said premises are situated in the Township of Dalton, Muskegon County, Michigan, and are described as: Part of the Southeast 1/4 of the Southwest 1/4 of Section 33, Town 11 North, Range 16 West, Dalton Township, Muskegon County, Michigan, described as: Beginning at a point on the South line of Section 33 that is 935.58 feet South 88 degrees 55 minutes 14 seconds West of the South 1/4 Corner of Section 33; Thence South 88 degrees 55 minutes 14 seconds West 390.12 feet along the South Section line; Thence North 00 degrees 18 minutes 55 seconds East 344.44 feet along the West line of the Southeast 1/4 of the Southwest 1/4; Thence North 88 degrees 59 minutes 46 seconds East 381.74 feet; Thence South 01 degrees 04 minutes 46 seconds East 343.84 feet to the point of beginning. Together with and subject to an easement for ingress, egress and utilities over the Westerly 33 feet thereof. Commonly known as: 416 E RIVER RD, MUSKEGON, MI 49445 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. Dated: June 19, 2026 Randall S. Miller & Associates, P.C. Attorneys for Carrington Mortgage Services, LLC 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Hours: 9:00 a.m. – 5:00 p.m. Case No. 25MI00618-2 (06-19)(07-10)