1815 Gloff Rd, Dundee Township, MI 48131

Public Foreclosure Notice

We are a debt collector trying to collect a debt and any information obtained will be used for that purpose. FORECLOSURE NOTICE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Monroe County, starting promptly at 10:00 a.m. on August 6, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a certain mortgage made by Matthew T. Ruehs, Mortgagor, to First Merchants Bank, Successor by Merger to Monroe Bank & Trust, original Mortgagee, dated September 26, 2024 recorded October 28, 2024, in instrument no. 2024R16046, Monroe County Records, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Ten Thousand Nine Hundred Four 72/100 Dollars ($210,904.72), including interest accruing at 7.25% per annum. The Mortgagee will apply the sales proceeds to the debt secured by the Mortgage as stated above, plus interest on the amount due at a rate of interest accruing at 7.25% per annum; all legal costs and expenses, including attorney fees allowed by law; and also any amount paid by the Mortgagee to protect its interest in the property. The Property that is the subject of this Foreclosure Notice is located in the Township of Dundee, County of Monroe, State of Michigan described as: North 1/2 of Northwest 1/4, Excepting Chapman 2.5 acres and Railroad Right of Way, Excepting North 150 feet of West Railroad Right of Way, Excepting North 150 feet of West 215 feet of Section 29, Town 6 South, Range 7 East. More commonly known as: 1815 Gloff Rd., Township of Dundee, Michigan 48131 Parcel ID No.: 04-129-017-00 Together with all equipment, fixtures and articles of personal property now or hereafter attached to or used in or about the land and improvements, including all personal goods as defined in the Mortgage. In accordance with MCL 600.3240, MCL 600.3241 and MCL 600.3241(a), the redemption period shall be six (6) months from the date of such sale, unless determined abandoned, in which case the redemption period shall be thirty (30) days from the date of such sale or as otherwise dictated by law. Please note, if the property is sold at a foreclosure sale, the Mortgagor will be held responsible to the purchaser of the property (Mortgagee or third party) for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Dated: June 29, 2026 Mortgagee, First Merchants Bank Simon PLC Attorneys & Counselors Daniel J. Feko, Esq. Attorneys for Mortgagee 363 W Big Beaver Rd., Ste. 410 Troy, MI 48084 (248) 720-0290 (07-07)(07-28)