1025 St. Clair River Drive, Algonac, MI 48001
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Public Foreclosure Notice
ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. NOTICE OF FORECLOSURE BY ADVERTISEMENT. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in St. Clair County, starting promptly at 1:00 p.m. on August 20, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default having been made in the conditions of a certain mortgage made Algonac Realty LLC, a Delaware limited liability company (“Mortgagor”), to C-III Commercial Mortgage LLC, a Delaware limited liability company (“Mortgagee”), dated December 29, 2015, recorded on January 4, 2016, in Liber 4670, page 97, St. Clair County Records. Said mortgage was duly assigned by mesne assignments to RSS WFCM 2016-C32 – MI AR, LLC (“Current Mortgagee”), pursuant to the following assignment documents: (i) a certain Assignment of Mortgage dated December 29, 2015, from C-III Commercial Mortgage LLC to C-III Mortgage Funding LLC, recorded on January 4, 2016, in Liber 4670, Page 172, St. Clair County Records; (ii) a certain Assignment of Mortgage dated March 2, 2016 from C-III Mortgage Funding LLC to C-III Commercial Mortgage LLC, recorded on April 13, 2016, in Liber 4699, Page 565, St. Clair County Records; (iii) that certain Assignment of Mortgage dated March 2, 2016, from C-III Commercial Mortgage LLC to Wilmington Trust, National Association, as Trustee for the Benefit of the Registered Holders of Wells Fargo Commercial Mortgage Trust 2016-C32, Commercial Mortgage Pass-Through Certificates, Series 2016-C32, recorded on April 13, 2016, in Liber 4699, Page 577, St. Clair County Records, and (iv) that certain Assignment of Mortgage dated June 25, 2026, from Wilmington Trust, National Association, as Trustee for the Benefit of the Registered Holders of Wells Fargo Commercial Mortgage Trust 2016-C32, Commercial Mortgage Pass-Through Certificates, Series 2016-C32 to Current Mortgagee, recorded on June 30, 2026, in Liber 5938, Page 669, St. Clair County Records, on which mortgage there is claimed to be due at the sum of $2,749,763.23, and no suit or proceedings at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage and pursuant to the statute of the State of Michigan in such case made and provided, notice is hereby given that on Thursday, August 20, 2026, at 1:00 p.m. Local Time, at the South main entrance to the County Building, Port Huron, Michigan, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid, on said mortgage, with interest and all legal costs, charges and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises, which premises are situated in the City of Algonac, County of Saint Clair, State of Michigan, described as follows: TRACT I — Fee Simple: That part of Lots 5 and 6 of Algonac Urban Renewal Replat No. 1, part of the East 1/2 of fractional Section 10, Town 2 North, Range 16 East, City of Algonac, St. Clair County, Michigan as recorded in Liber 76 of plats, Pages 9 and 10, being more particularly described as beginning at the Southeast corner of said Lot 5; thence North 56 degrees 28 minutes 59 seconds West 295.14 feet; thence North 33 degrees 36 minutes 59 seconds East, 217.94 feet; thence South 56 degrees 21 minutes 15 seconds East, 295.25 feet to a point on the Northwesterly right of way line St. Clair River Drive; thence South 33 degrees 38 minutes 45 seconds West, 217.27 feet along the said Northwesterly right of way line to a point of beginning. TRACT II — Easement: Together with a Non-Exclusive Easement for Ingress and Egress and Parking over the following described property, as contained in Dedication of Cross Easements recorded in Liber 1140, Page 784, St. Clair County Records: That part of Lots 5 and 6 of Algonac Urban Renewal Replat No. 1, part of the East 1/2 of fractional Section 10, Town 2 North, Range 16 East, City of Algonac, St. Clair County, Michigan, as recorded in Liber 76 of plats, Pages 9 and 10, being more particularly described as beginning at the Southeast corner of said Lot 5; thence North 56 degrees 28 minutes 59 seconds West, 580.05 feet (recorded as 580.00 feet) to a point on the East Right of Way line of Washington Street; thence along said Right of Way line, North 33 degrees 38 minutes 18 seconds East, 234.62 feet (recorded as North 33 degrees 40 minutes East); thence South 56 degrees 28 minutes 59 seconds East 140.06 feet; thence North 33 degrees 38 minutes 18 seconds East, 148.61 feet (recorded as South 33 degrees 40 minutes West); thence South 56 degrees 28 minutes 59 seconds East, 180 feet; thence North 33 degrees 38 minutes 18 seconds East, 30 feet, (recorded as North 33 degrees 40 minutes East); thence South 56 degrees 30 minutes 23 seconds East, 260 feet to a point on the West Right of Way line of St. Clair River Drive; thence South 33 degrees 38 minutes 45 seconds West, 413.14 feet (recorded as South 33 degrees 40 minutes West, 413.11 feet) to the point of beginning. TRACT III — Easement: Together with a Non-Exclusive Easement for Ingress and Egress and Parking over the following described property, as contained in Warranty Deed recorded in Liber 1094, Page 73, St. Clair County Records; That part of Lot 6 of Algonac Urban Renewal Replat No. 1, part of the East 1/2 of fractional Section 10, Town 2 North, Range 16 East, City of Algonac, St. Clair County, Michigan as recorded in Liber 76 of plats, pages 9 and 10, being more particularly described as commencing at the Southeast corner of said Lot 5; thence North 56 degrees 28 minutes 59 seconds West, 130 feet along the North Right of Way vacated Summer Street to the point of beginning; thence South 33 degrees 38 minutes 18 seconds West, 20.00 feet (recorded as South 33 degrees 40 minutes West); thence North 56 degrees 28 minutes 59 seconds West, 160 feet; thence North 33 degrees 38 minutes 18 seconds East, 20.00 feet (recorded as South 33 degrees 40 minutes West); thence South 56 degrees 28 minutes 59 seconds East, 160 feet to the point of beginning. TRACT IV — Easement: Together with a Non-Exclusive Easement as set forth in Reciprocal Easement Agreement recorded in Liber 1281, Page 647, St. Clair County Records. Parcel Number: 01-110-0005-120 Commonly known as: 1025 St. Clair River Drive, Algonac, Michigan 48001 The period within which the above premises may be redeemed shall expire six (6) months from the date of sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. This notice is from a debt collector. Dated: July 14, 2026 By: Attorneys for Mortgagee Foster Swift Collins & Smith PC Benjamin Price 313 South Washington Square Lansing, MI 48933-2193 (517) 371-8253 -and- Polsinelli PC Amy E. Hatch, Esq. 900 West 48th Place, Suite 900 Kansas City, Missouri 64112 (816) 753-1000 (07-22)(08-12)
