6641 2nd Street, Holton, MI 49425

Public Foreclosure Notice

FORECLOSURE NOTICE This firm is a debt collector attempting to collect a debt. Any information obtained will be used for this purpose. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. MCL600.3212 MORTGAGE SALE – Notice of foreclosure by advertisement. Notice is given under Section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding in the Circuit Court in Muskegon County, Hall of Justice, 990 Terrace Street, Second Floor, Muskegon, MI 49442, starting promptly at 11:00 A.M. on Friday, February 6, 2026. Default has been made in the conditions of a certain mortgage made by Jeremy Rogers, to SSB Mortgage Company, which mortgage is dated April 14, 2006, and recorded on April 20, 2006, at Liber 3694, Page 480, Muskegon County Records, Muskegon, MI, assigned to Shelby State Bank, on November 17, 2023, per assignment recorded in on November 20, 2023, at Liber 4343, Page 315, Muskegon County Records, Muskegon, MI, and on which mortgage the current total outstanding balance through December 30, 2025, including interest is $10,960.98, plus interest accruing at 7.2% per annum. Also due are 2023, 2024, and 2025 summer and winter real property taxes in the combined total as of 12/8/2025, of $5,701.59, plus interest and penalties accruing. The amount due on the mortgage may be greater on the date of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises. Said premises is situated in the Township of Holton, County of Muskegon, and State of Michigan and described as: Commencing 12 rods (198 feet) East of the Northwest corner of Block 27, Village of Holton, Muskegon County, MI; thence South 8 rods (132 feet) East 8 rods (132 feet) North 8 rods (132 feet) West 8 rods (132 feet) to the Place of Beginning. Commonly known as 6641 2nd Street, Holton, MI 49425 Tax parcel #61-05-380-027-0001-30 The redemption period shall be twelve (12) months from the date of such sale, pursuant to MCL 600.3240. If the above-referenced real property is sold at a foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale, or to the mortgage holder, for damaging the property during the redemption period. Dated: January 2, 2026 Rachael M. Novak (P-61473) Rose & Novak, for Shelby State Bank 8787 Ferry Street, PO Box 235 Montague, MI 49437 (231) 894-9088 (01-09)(01-30)