5193 5 Mile Rd, Hope, MI 48628

Public Foreclosure Notice

Notice of Foreclosure by Advertisement Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Midland County, starting promptly at 10:00 AM, on February 24, 2026. The amount due on the mortgage may be greater on the day of sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information: Name(s) of the mortgagor(s): Cheryl L Frances a/k/a Cheryl Lynn LaVier k/n/a Cheryl L LaVier Frances, a married woman and a/k/a Cheryl L LaVier Francis and Don Francis, wife and husband Original Mortgagee: Option One Mortgage Corporation Foreclosing Assignee (if any): Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2000-D, Asset-Backed Certificates, Series 2000-D Date of Mortgage: September 19, 2000 Date of Mortgage Recording: September 26, 2000 Amount claimed due on date of notice: $17,530.94 Description of the mortgaged premises: Situated in Township of Hope, Midland County, Michigan, and described as: Commencing at the Northeast corner of the Southeast 1/4 of Section 28, T16N, R1E, running thence South 759 feet to the place of beginning, thence West 132 feet, thence North 99 feet, thence East 132 feet, thence South 99 feet to the place of beginning Common street address (if any): 5193 5 Mile Rd, Hope, MI 48628-9752 The redemption period shall be 1 year from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. This notice is from a debt collector. Date of notice: January 16, 2026 Trott Law, P.C. 31440 Northwestern Hwy, Suite 145 Farmington Hills, MI 48334 (248) 642-2515 (01-16)(02-06)